Obviously, nobody is trying to be poor.  But the reality is that white men account for the majority of the wealth. Only 3 out of 536 billionaires in the USA are Black.  And only 8% of the millionaires are Black.
There are loads of systematic reasons why minorities are poorer and it will take some time for that to change.  However, regardless of how tough the situation is, there are always some actions that can be taken.  Not saying it is easy, but it is worth trying, if not for you, for your children.
Where to start? let’s begin with a comment I have been hearing for the past 10 years: “I do not want to be the wealthiest of the cemetery”.  This is a French saying translated into English. So let me unpack it for you.  It means that when you die, you are not taking your wealth with you, so you should spend it all while you are alive.  For a long time, I agreed with that principle.  The result? I would make it rain in the club, and enjoy everything money can buy.  Now I am thinking about it differently.  I want to be wealthy (not rich), and I want other Black people to be as well.
Why?  It is not because I am greedy or anything of the sort.  It is because I believe that our community needs a lot more wealthy members to positively influence the lives of the entire community at the local, state and federal level.  I am not talking about a Beyonce or a Jesse Jackson that are figures people will loop up to.  I am talking about your uncle being wealthy, I am talking about your childhood friend being wealthy.  I am talking about people who know the community, are still connected through the community building their wealth and spreading it.  They are the people who would influence the community daily life. And when I say life, I literally mean life.  Let me put it in perspective to truly understand what is at stake.  If Blacks were the wealthiest community in the US, do you think we would be shot by the police?  My guess is that it would have stopped real fast. Or actually, it would not have even started in the first place.

So yes, I am stacking my money now. I am encouraging others to as well. I am trying to build businesses with friends. I am investing in real estate in a nice neighborhood, where I expect my investment to grow.  I am not driving a fancy car, actually, I am riding a bike. And it is not because I have changed, It is not because I forgot where I came from. It is because I want to play my part in lifting up the community. I believe, like Tony Montana, “first you get the money, then you get the power”.

Photo by Javier Reyes on Unsplash

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